Business Analyst - Payment Clearing Systems

About the role

Job Title:  Business Analyst – Payment Clearing Systems • Experience:  Minimum 5–10 years of experience of designing payment flows, ensure ISO 20022 compliance, map API messages, and manage message routing across global clearing systems like ACH, Fedwire, SEPA, and SWIFT for enterprise platform Required Knowledge & Skills • Payment Rails: Deep understanding of clearing cycles, cut-off times, and messaging standards for ACH, wire, real-time/instant payments, and SWIFT. • Architecture: Familiarity with enterprise payment hubs, orchestration layers, and ledger posting systems. • Compliance & Security: Knowledge of Sanctions Screening, AML, KYC, and fraud prevention hooks. • Tools & Methods: Agile/Scrum delivery, JIRA, Confluence, SQL / NoSQL for data analysis, and Postman for API testing Key Responsibilities • Requirements Gathering:  Translate business goals into functional specs and user stories for payment processing engines. • Global Rail Integration:  Configure rules for domestic and cross-border rails, including ACH, Fedwire, CHIPS, SEPA (Credit Transfer/Instant), and SWIFT (MT and MX/ISO 20022). • Clearing and Settlement:  Design end-to-end clearing workflows, exception handling, returns, rejections, and liquidity management. • Data Mapping:  Build data-mapping documents for legacy formats and modern ISO 20022 XML standards. S​ YNECHRON’S DIVERSITY & INCLU

Skills

Role details

Employment type

Full-time

Openings

1

About Synechron

American financial technology company

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